Have you seen the data?
Find out how PRF insurance policies perform in every county in the United States. Learn how much you could gain with coverage!
Please try and search again or contact us if you can not find your county.
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CUSTOMIZED POLICIES
Enjoy insurance policies that are custom-tailored to meet your operation’s unique needs
YEAR-ROUND SUPPORT
Benefit from year-round access to Ag-Industry experts eager to help manage risk on your ranch
Ranching Expertise
Know you’re working with a team of fellow ranchers, who understand your challenges
MAPPING SOFTWARE
Ensure that your PRF policy is built with precision through industry-leading software
PRF INSURANCE POLICIES TAILORED to your operation
Pasture, Rangeland & Forage INSURANCE
Insure against periods of low rainfall
Specialized software optimizes your potential for payments and minimizes your risk.
No upfront premiums
USDA subsidized
Livestock Risk Protection InSurance
Insure against declines in the market price for fed and feeder cattle
No up-front premiums
Unlimited upside potential
USDA subsidies make coverage affordable
100
+
Years
Lean on a team with 100+ years of ranching experience dedicated to your operation’s success.
92
%
renewal
Enjoy the same coverage and support that has led to 92% of ranchers renewing their policies year after year.
9.7
/10
rating
Entrust your coverage with a team that has received a satisfaction rating of 9.7/10 from insured producers
50
M
ACRES
Make your ranch a part of the 50 million+ acres currently safeguarded with PRF insurance.
Frequently asked questions
We have answers to your questions.
Your indemnities first go toward your premium. Once your premium is satisfied, any future indemnities come straight to you.
LRP insurance through Redd Summit Advisors is available for the prices on fed and feeder cattle and feeder calves that haven’t hit the ground yet.
Your PRF insurance indemnities will hit your mailbox when:
- Your PRF insurance premium is paid in full.
- Your insured grid(s) receive less rainfall than your chosen coverage level (70%-90% of the 70-year average) during one of your insured intervals.
Remember: PRF insurance is self-funding. Indemnities are credited to your premium balance first. Once the balance is paid in full, any additional indemnities are issued directly to you.
The Government on PRF insurance is dependent on your chosen coverage level.
- 90% coverage has a 51% subsidy
- 85% to 80% coverage has a 55% subsidy
- 75% to 70% coverage has a 59% subsidy
- Your coverage level refers to the percentage of normal rainfall that you’re PRF policy insures.
The deadline to sign an application for a 2026 PRF insurance policy is December 1, 2025.
We use our unique technology to analyze 70 years of rainfall data on your land. This, combined with our ranching expertise, allows us to make a custom PRF policy that will benefit you the most.
If you have cattle, you probably qualify for PRF insurance.
Yes, PRF insurance can be used along with FSA assistance programs.
Agents are paid a commission based on the premium of your policy.
Approximately 11x22 mile area used to help identify coverage for PRF purposes. This is what will be considered your “local area” and used for measuring precipitation.
GET 3 INSTANT PRF QUOTEs
At Redd Summit, we run thousands of combinations to find the right intervals, grids, and coverage levels for your land. Here are 3 possibilities for your operation.
WE’D LOVE TO COME SEE YOUR RANCH!
We make regular visits to ranches across the country, we would love to come visit you and show you the benefits of PRF insurance.
Trusted by 800+ ranches & 50 million acres
"PRF Insurance helped maintain our herd size. It even increased a little during dry years."
Dennis W Jones
"PRF through Redd Summit has greatly improved our operation in a short time by balancing cash flow ebbs and flows that were due to dry spells. Redd Summit is great to work with and diligent in answering any questions that we might have."
Jacob Doonan
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