1. Haying ground:
Your PRF Policy can insure any land that you use to grow hay or forage for livestock, both irrigated and non-irrigated. Hay ground has a higher acre value and therefore higher indemnity potential.
2. Grazing ground:
Any land that you use for livestock grazing is also eligible for PRF coverage.
3. Leased land:
PRF insurance can cover land that you lease for haying or grazing, including BLM, Forestry, State, or other government leases.
Bottom line: With PRF you can insure any land that you use for haying or grazing, whether owned or leased, including government leases. Though some exceptions may apply (i.e if there’s a lake or large body of water on land that you own or lease for haying or grazing, that will have to be reduced from your covered acreage).