Frequently Asked Questions (FAQs)

NOAA calculates rainfall data at your four closest rain stations. Data is finalized 60-80 days after the end of a coverage interval. After this, the AIPs apply appropriate indemnity amounts or issue checks if your premium is paid off.

Yes, PRF Insurance can be used along with FSA assistance programs.

PRF is insurance issues payments automatically when you incur a loss due to lower-than-average precipitation. Public disaster programs that provide assistance only based on perceived need. Why not have both?

If you have cattle, you probably qualify for PRF insurance.

Your indemnities first go toward your premium. Once your premium is satisfied, any future indemnities come straight to you.

No! It’s based on your local area's long term average so it doesn’t really matter what region you’re in. If you’re drier than average, your policy will have an indemnity.

We use our unique technology to analyze 70 years of rainfall data on your land. This, combined with our ranching expertise allows us to make a custom PRF policy that will benefit you the most.